Terms and Conditions – OrangeCred

Terms and Conditions

Effective Date: 21 July 2025

1. Introduction

Welcome to OrangeCred Financial Services Private Limited (“OrangeCred”, “we”, “us”, “our”). By accessing or using our website https://orangecred.in (the “Site”), or using our services, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our services.

2. Eligibility

By using our services, you affirm that you are at least 18 years of age and capable of entering into a legally binding contract under the Indian Contract Act, 1872.

3. Services Offered

OrangeCred acts as a facilitator connecting borrowers with financial institutions. We assist in loan application processing but do not guarantee loan approval or disbursal.

4. User Responsibilities

  • You agree to provide accurate and complete information.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • You will not misuse the platform or use it for illegal activities.

5. Loan Terms

All loans are subject to the terms and conditions of the respective lending institutions. OrangeCred is not liable for decisions made by financial institutions or for delays in processing.

6. Intellectual Property

All content on the Site, including logos, graphics, text, and design, is the property of OrangeCred or its licensors and protected by applicable intellectual property laws.

7. Limitation of Liability

OrangeCred shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of the Site or services.

8. Disclaimer

All services and content are provided “as is” and “as available” without any warranty or representation, express or implied.

9. Privacy

Your use of the Site is also governed by our Privacy Policy.

10. Grievance Redressal

If you have any concerns, please contact our Grievance Officer:

Name: Kiran Waghmare
Email: kiran.waghmare@orangecred.in
Phone: +91 98236 73547
Address: Plot No. 7, Ramkrushna Nagar, Dighori Umred Road, Mhalgi Nagar, Nagpur – 440034

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of Nagpur, Maharashtra.

12. Modifications

We reserve the right to modify these Terms at any time. Your continued use of the Site or services will signify your acceptance of the updated Terms.

13. Contact Us

If you have questions about these Terms, you may contact us through the details provided above.

© 2025 OrangeCred Financial Services Private Limited. All rights reserved.